Card One Banking
|Fees and Charges|
|Functions and Features|
Card One Banking is a guaranteed banking facility that is open to anyone*, irrespective of your current situation or past credit history. There are no credit checks!
Card One Banking can help you manage your money so you can keep track of your payments or standing orders. Even if you can’t pay an item, Card One Banking won’t charge you a bounced payment fee, but will let you know in good time. Card One Banking ensure all your bills are paid on time and give you a Prepaid MasterCard so you can keep control of your day to day spending.
After all of your bills are taken care of, the remaining balance from your wages can be moved to your Prepaid MasterCard card. This process can be automated once the account is setup, using your online account management centre to create “rules”. These rules tell the system what percentage of your wages should be placed in your bills account or on your Prepaid MasterCard card as spends. You will be able to manage these rules yourself to match your requirements. We will help you with this when you call to activate the account. The Prepaid MasterCard card works in a similar way to a Pay As You Go mobile phone top-up card, but has the convenience and functionality of a debit card.
An online banking facility also makes monitoring your account easier. You can view balances, check transaction history and print statements 24 hours a day, 7 days a week.
Automated Telephone Banking
New automated telephone banking service allows you to check you balance, load your card and activate your new cards automatically and within seconds. You can also speak to a customer account manager in our customer contact centre for account information and for answers to any queries you may have.
You are able to access your account on the move using our Mobile Banking service, checking your balance and loading funds to your MasterCard by simply sending a text message (SMS).